Financial Planning in Charlotte, NC & Beyond

Go Forth & Protect Your Financial Future.

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Make Your Money Work as Hard as You Do

Personalized wealth management and retirement planning for high earners and business owners in Charlotte, NC—guided by over 30 years of experience and a fiduciary commitment to putting your interests first.

30+ Years Guiding Charlotte’s Financial Leaders

When your income grows, so does the complexity of your decisions. You may be earning more than ever, yet still wondering whether you’re optimizing taxes, investments, and long-term security. Forth Financial has spent more than three decades helping Charlotte professionals and business owners turn strong earnings into structured, enduring wealth. With nearly 100 years of combined team experience and a fiduciary standard of care, we bring disciplined guidance to families across Myers Park, Dilworth, Ballantyne, and the greater Charlotte area.

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Terry Treiber, CFP®

Chief Investment Strategist

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Angelina “Nina” Hoag

Senior Client Service Associate

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Advice Tailored to Your Goals, Your Plan

What sets us apart from other financial advisors? We treat our clients – with respect, candor, and grace. Our positive outlook for the future and willingness to always do the right thing leads us to build long-lasting relationships. There is a sense of peace and comfort they feel knowing their assets are being managed and monitored by trustworthy financial professionals.
Life feels steadier when your strategy is built around you. With Forth Financial guiding your Charlotte wealth planning, these are the benefits that make your next move feel deliberate instead of reactive.
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Business Owners

Running a successful company creates opportunity and complexity. Get financial oversight so your business success supports long-term personal stability.

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Executives & Professionals

Stock options, deferred compensation, and rising income demand thoughtful coordination. Turn career momentum into lasting financial independence.

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Pre-Retirees & Retirees

As retirement approaches, clarity around income distribution and portfolio structure becomes critical. Design income strategies built to support your lifestyle through multiple market cycles.

Comprehensive Wealth Planning, Built Around You

Your financial life doesn’t fit into one category, and your strategy shouldn’t either. Our services are designed to bring clarity, coordination, and long-term structure to every major decision.
Connect investments, taxes, retirement goals, and legacy intentions into one coordinated strategy.
Design portfolios aligned with your risk profile, income needs, and tax strategy, with ongoing oversight and disciplined review.
Allow substantial tax-deferred contributions while aligning retirement readiness with business profitability.
Evaluate structures such as Qualified Opportunity Zones, 1031 exchanges, and other planning tools where appropriate.

Why Forth Financial

When Financial Decisions Feel Heavy, Get Clear Direction

  • Customized Wealth Strategies

    You don’t want a one-size-fits-all plan, and you shouldn’t have one; every recommendation is tailored to your income structure, business interests, and long-term goals.

  • Tax-Smart Investing

    High earnings can create unnecessary tax drag without careful coordination, and proactive planning helps keep more of what you work so hard to build.

  • Business Owner Focus

    Complex compensation, succession plans, and retirement vehicles like cash balance plans require deeper planning, and specialized guidance helps align business success with personal wealth.